Finance With Our Team of Experts at Colonial Subaru
You'll love all of the cars that you'll find at our dealership, but most people still need financing when they're buying a new or used vehicle. When you come to us, you'll find a whole selection of competitive loan and lease opportunities. We also have a trade-in program to help you come up with a down payment and get rid of your current vehicle with as little hassle as possible. We invite you to learn more about our finance center today.
We Make it Easy!
New and Used Vehicle Financing
Find lots of different loans to suit a variety of buyers. Whether you're purchasing a brand new vehicle or a used model at an affordable cost, we can help you find one. We work with people from a variety of credit backgrounds, and many people appreciate some of the benefits that come with buying a vehicle with a loan. For instance, if you know that you want to keep driving your new or used Subaru model around Waterbury, CT and beyond for several years, a loan is a great option because you can make modifications to the vehicle without getting penalized for breaking leasing terms. You'll also love that you can drive the vehicle that you paid for with a loan as much as you want through Norwalk, CT and the surrounding areas because you don't have a lease.
New Vehicle Leasing
When you want to be able to easily upgrade to the latest model after a couple of years, a lease is a great option. You'll also like the benefits that come with leasing your next vehicle for your business, including tax benefits. Plus, you might even find that your monthly lease amount is less than what you would have paid for a loan on the same vehicle. Leasing is also a great way to try out a model that you wouldn't normally buy because you can enjoy the experience of driving a new car through Middlebury, CT without the same level of commitment that you have with a loan. You also have the option of buying out the vehicle at the end of your lease, if you decide that you like the vehicle. If you don't have enough for a down payment on the vehicle that you want, choosing a lease might be the perfect solution.
Financing Versus Leasing
Choosing whether you want to finance with a loan or get into a lease might feel like a big decision, but we can help you with the process. First of all, think about how long you want to have a vehicle. You should also learn about how much you'll pay each month if you buy versus lease. Also, consider how you like to drive through Brewster, NY and the surrounding areas. For instance, if you plan on driving more than the pre-determined number of miles per year for a lease, you'll need to pay more to be able to drive more miles, or you might find that it makes more sense to simply buy the vehicle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
Welcome to Our Financing Department
Welcome to Colonial Subaru's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.
Shop Online and Save Time
At Colonial Subaru, we want shopping for your next vehicle to be a fun and convenient process, not a confusing and time consuming one. That's why we encourage drivers from all over the greater Danbury area to take advantage of our online financing tools when shopping for a new Subaru model or used vehicle from home. Shopping online not only saves you time, it makes it easier and more convenient than ever for you to buy or lease your dream vehicle all on your own accord. Whether you want to buy or lease a new Subaru model or you found a used vehicle you want to make your own, with our online financing tools, you can do it all on your computer or phone from the comfort of home in Waterbury or Norwalk.
Applying Online
If you're interested in learning more about your financing and leasing options, you'll be interested to know that you can learn a lot without even leaving your Southbury, CT home. It's easy to find out more about what kind of financing rates and leasing options you qualify for on our website. Just apply for pre-qualification and we'll run a soft credit check, and you can tell us a bit more about your needs. Then, if you want to think about it for a while, you can go to the vehicle section and browse our new inventory and used inventory online; you can come into our dealership to shop in person later. But if you're ready to make a decision, you can even finalize your purchase online or order directly from the manufacturer through our site if you don't see what you want on our lot. If you have any questions, don't hesitate to contact our team online. We look forward to seeing you here soon.
Your privacy is important to us.
Colonial Subaru takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Colonial Subaru
89 Newtown Rd
Danbury, CT 06810
- Sales: (203) 744-8383
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